Why Call A Roofer Before Calling Your Insurance Company - Boise Roof Repair

Before you call your insurance company, you should call a professional roofer to schedule an inspection of the damage. A contractor should be called in right away. Before the insurance adjuster ever shows up, you'll get the contractor's honest, unbiased assessment and entire report.

Also, the contractor can talk to the adjuster directly if the adjuster has any questions about the damage or the materials needed to fix the roof. This can give you a lot of leverage when filing a claim and eliminate any potential issues during the adjuster's examination. We'll examine below why a Florida roofing contractor should be your first point of contact during a natural disaster.

Choose a roofing company that has worked with insurance providers before.

The time required to file a claim and the steps involved can be daunting. You could lose thousands of dollars because of a simple mistake in your claim. The same thing can happen if you hire a contractor who has never talked to an insurance company before. So, if you want a reliable builder, look for one who has worked with insurance adjusters before.

A skilled roofer will be able to handle almost all of the necessary communication and paperwork with your insurance company. They can take care of the roofing replacement process and all related paperwork, correspondence, estimates, damage evaluations, etc. When your roof is damaged, finding the appropriate business to fix it can be a huge relief so you can focus on getting your family back on its feet.

If you hire a contractor before reporting the claim to the insurer, the insurer can change their mind.

A professional roofer will inspect your roof in an unbiased manner. The adjuster works for the insurance company. On the other hand, the roofing contractor works for you.

You may bring the roofer along to your appointment with the insurance adjuster. The contractor stands ready to field inquiries and provide insightful responses. The contractor is aware that the destruction was not there prior to the accident.

To make it more likely that your insurance claim for roof replacement will be accepted, you should:

• Do not put off calling the contractor or your insurer.
• Document the damage with photographs or film as quickly as possible.
• Understand the specifics of your house insurance coverage.
• Don't fall behind on your insurance payments.
• Set aside time each year to evaluate and fix any problems with your roof.
• Be sure to follow the terms of the roof's warranty.

All of these things necessitate regular contact with your roofer. Your contractor will learn more about your roof as they work on it. This can be quite helpful when communicating with an insurance adjuster following a calamity.

FOLLOWING A CATASTROPHE, ROOFING CONTRACTORS KNOW EXACTLY WHAT TO DO TO GET PAID BY INSURANCE COMPANIES

If you know what to expect from the insurance adjuster's post-disaster inspection, you can better prepare for it. But, as a homeowner, you might not know what to check for during a roof inspection or even what to look for if your roof has been damaged. A roofing company has experience dealing with insurance companies and can help you get the most out of your claim.

There are three key concerns that keep insurance adjusters up at night:

History of the Roof

If your roof is on the older side, it could cause problems if a storm were to hit. Older roofs in Boise's north end area are more susceptible to storm damage. As roofs get older, the danger they pose to insurers increases, so it's important that they evaluate each roof individually. A firm can use the fact that they are still paying claims as evidence that you are not entitled to compensation if you make a claim.

Maintenance and Setup Procedures

If a roof is installed or fixed wrong, it could cause problems that cost the insurance company thousands of dollars to fix. Insurance adjusters can tell when a roof wasn't put on properly and give a list of reasons why, such as code violations, using low-quality materials, not paying attention to safety, and not following the manufacturer's instructions. Once a storm has damaged your roof, this can be an issue.

Obvious Signs Of Damage 

Some signs of damage are easy to spot, while others may need to be looked at more closely. Insurance adjusters do careful checks to find problems that you or your roofer might have missed before a storm. While it may be more difficult to spot such damage after the fact, a professional adjuster will be able to tell the difference between a pre-existing condition and harm caused by the accident.

BOOK A NO COST INSPECTION OF YOUR ROOF From Boise Roofers & Repair Co. 

Call today for a free, no-obligation estimate and report of potential insurance claim damage. We have been in business for over 20 years, and we are a locally owned Boise and Treasure Valley Roofing Company . 

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